Today I learnt that if we don't speak when it's time to speak we lose.
I am going through a difficult time financially and it becoming very strenuous to meet daily needs of the family.
At this moment I should have explained the situation to the family and we should have cut down in necessary expenses on credit card
Now it's giving us a real tough time to manage.
Please learn from mistakes of others.
Say NO when it's time to say NO.
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Ravi